The art of points and miles redemption
Redeeming points for travel with our redemption recipes is nearly as easy as receiving cash back. Pick your destination and get a step-by-step instruction on how to get the entire travel for free.
Five-Day Vacation for Two in Cancun, Mexico, Hotel & Round-Trip FlightRead more
Long-Weekend Family Trip to Disneyland, Orlando, Hotel & Round-Trip FlightRead more
Week in Mykonos: Round-Trip Flights & 6-Night Comfy Stay at Marriott PropertyRead more
Three-Day VIP Tickets for Two People to Governors Ball Music Festival, New YorkRead more
Credit card points and miles improve your travel experience
Unlike cash back, travel
points and miles mean also loyalty - your loyalty to certain companies.
And they thank you back with multiple 'better rates' and 'special offers'. That's why you may get much more covering your travel expenses with points and miles from the best travel rewards credit cards
(no annual fee offers included) instead of cash. Just have a look.
First-class travel eases you into the world
There is a big world overseas. To reach it with comfort, use travel points for a flight upgrade.
Traveling makes the world reachable
Prefer spending points on travel itself not on luxuries? It comes as no surprise, more travel already improves your quality of life.
Overnight comfort brings energy into travel
Can’t afford luxurious hotel stays? Sure? A single credit card signup bonus may cover your week-long stay at a Marriott property.
Airport lounges prevent travel fatigue
Relax, treat yourself with healthy food, connect with your friends and family - make the most out of your free lounge experience.
How it works
How rewards appear
Each time you pay for something with a credit card, merchants pay a transaction fee to credit card issuers. Imagine, it’s trillions of transactions per year. To stimulate you to pay with credit cards more often, such companies share a part of their profit with you by means of rewards programs.
Rewards mean more consumption?
You think it’s a vicious circle? You spend, and then receive rewards to spend even more? Not exactly. Credit card issuers compete for you. To attract new cardholders, they make best travel credit card offers with generous signup bonuses, numerous benefits and access to loyalty programs.
Taste the world with rewards
Loyalty programs make credit card rewards similar to magic. You may travel to any place in the world for free, stay at luxurious hotels for free, get VIP access to the best world events for free. And all those incentives are available to the holders of best credit cards for travel from the very beginning thanks to generous signup bonuses.
Story about redeemed points for a luxurious hotel stay in the heart of Barcelona
So after doing a little research my choice fell on Gran Hotel Torre Catalunya - 4*, great location, big and very spacious rooms, panoramic windows overlooking the city, friendly and helpful staff. In the end I reserved the hotel through Chase UltimateRewards travel portal (it was very easy to sort out) and redeemed 37 252 points for $558.78 3 nights stay suite on the 18th floor...
After almost 5 years being together, my lil’ bro and his Spanish girlfriend Monica finally decided to get married. And I was prepared to spend some money on a trip to Hawaii or the Caribbean. Vegas, at the very least. So when I received an invitation to a traditional Catalan wedding in Barcelona, I was quite shocked.
Faced an enormous challenge:
- Never traveled outside the U.S.
- Did not want to spend cash
- Less Than a Month Left! [March 26, 2017 - ‘Surprise! We’re going to Barcelona!’ April 20, 2017 - ‘Don't be ridiculous! You can’t miss our rehearsal dinner!’
- Need to stay in Barcelona April 20-23
All I had to do is run through the options. Still, I know I’m a very lucky guy, I tell you. And Chase Sapphire Reserve is my winning ticket. I applied for Chase Sapphire Reserve back in September 2016 and was successfully approved. I got a huge signup bonus of 100 000 (now reduced to 50 000) Ultimate Rewards points after spending $4 000 in first 3 months. There, that wasn’t so hard as I still pay my rent and other bills through third party providers (fees apply). Another plus is $300 per year in travel credits, including Uber, hotel stays and airfare. I guess it’s one of the best credit cards for travel to Europe.
So I had enough points to book a nice hotel in Barcelona. But there is one important point I would like to stress: 50% lees points if booked through Chase UltimateReserve portal. Which is very cool, by the way. So after doing a little research my choice fell on Gran Hotel Torre Catalunya - 4*, great location, big and very spacious rooms, panoramic windows overlooking the city, friendly and helpful staff. In the end I reserved the hotel through Chase UltimateRewards travel portal [it was very easy to sort out] and redeemed 37 252 points for $558.78 3 nights stay suite on the 18th floor.
One more thing: I discovered that I can enjoy airport lounges on this trip with Priority Pass Select that comes with Chase Sapphire Reserve. This makes it absolutely the best airline travel credit card. But you need to apply separately through Chase portal. Believe me, it's worth it. Seriously, I never really realized how great airport lounges tend to be - free goodies, unlimited Wi-Fi, showers and much more.
And frankly, I can’t say that the whole wedding thing was so much fun. But at least I enjoyed my stay at Gran Hotel Torre Catalunya almost for free.
Best credit cards bring peace of mind into your life
You make purchases with your card and become eligible to Price Protection and Extended Warranty programs. You cover travel expenses with your card and receive Travel Insurance and Baggage Protection for free. Discover more hidden benefits of your credit card below.
If you travel a lot, you can save hundreds of dollars on purchasing travel insurances from third parties. Using this benefit is the cheapest and easiest way to insure your journey since it is applied automatically. Please note that coverage may vary depending on your card type. Generally the insurance is available on the majority of best credit cards for international travel.
You may get up to $3,000 for your lost bags and up to $500 for your delayed luggage (to buy some essential items to use before your luggage arrives). This feature is available mostly for the flights paid entirely with your card, but not awards flights when you pay only fees and taxes. This benefit is equally useful for long trips and domestic flights.
Trip Delay Insurance
You may receive compensation from your bank if unexpected delays happen during your trip. The benefit kicks in depending on the time period and types of delays. This benefit may be available on the best credit card for travel miles only.
You can get up to $500 per item back if you find an identical item advertised for a lower price. All you need to do is to claim the price difference to the bank within 2-3 months of the purchase date. Price Protection or Price Rewind is a typical benefit but few cardholders know about it.
You can get up to $500 per item from your bank within 2-3 months of the date of purchase. This feature may come in handy if you want to return your recently purchased item beyond the typical return period from retailers - 3-30 days.
You may get up to another 12 months of warranty for your brand new laptop or any other device in addition to the warranty from its manufacturer absolutely for free. You don’t even need to fill out any forms, since Extended Warranty is applied automatically.
If within three months after the purchase your new item gets damaged or stolen (or even lost), your bank may cover you up to $1,000 per item. This common but little-known benefit may help you survive the loss of a new smartphone or another expensive item. It’s also called Loss/Damage Coverage or Purchase Assurance.
Rental Car Insurance
You may save about $20 per day on buying CDW (collision damage waiver) from rental car agencies while travelling around the U.S. and abroad. Such insurance is valid for the first 15 or even 31 days of car rental and covers loss-of-use and towing fees. Check your cardholder’s agreement to find out whether your rental car insurance is primary or secondary.