Build Your Credit

A good credit score is crucial for getting a loan, credit card, and sometimes for finding a job. Building credit might be tricky, but several tools and strategies will lead you to establish good credit. Check Effectify guides to learn how to build credit, increase your credit score, and choose the best credit card for your spending needs.

Your credit score shows your creditworthiness to lenders. It may either help you get a mortgage approval and low credit rates or become an obstacle to your goals. That’s why… Read more
For many people, credit is black magic. They know it exists and affects their financial health, but they’re afraid to dive in and learn what they need to know. This… Read more