Credit Cards

Great Premium Hotel Credit Card for Marriott Frequent Guests

Marriott Rewards® Premier credit card will take you to the world of luxury hotel stays during your travel, whether it is a business or a leisure trip. Each hotel stay at Marriott or at SPG property will bring you a fat amount of reward points leading you to ultimate travel maximization. As a premium card, the Marriott Rewards® Premier credit card also grants you a huge list of complimentary services and benefits.

Premium Credit Card For Frequent Ritz-Carlton And Marriott Guests

The Ritz-Carlton Rewards® Credit Card is a co-branded hotel credit card designed especially for frequent travellers who prefers comfortable stays and person-tailored services at Ritz-Carlton properties. The Ritz-Carlton Rewards® Credit Card comes as a premium credit card with quite high annual fee, but its perks and benefits and large amount of additional services are worthwhile to obtain this card.

What to Look For in a Credit Card

It’s easy to think that for the most part, all credit cards are created equal. They all do more or less the same thing, and unless you’re in the market for a very specific card, why should it matter which one you get?

The answer lies in the very specific and unique ways in which people use their credit, as well as the distinct financial situation that every potential borrower is in. Depending on how you use the card and where you’re at in life, ostensibly similar cards could have drastically different effects on your financial health.

Personal Loans vs. Credit Cards

Common financial wisdom says that if you want something, you need to save for it. That’s great advice - if you actually have the time.

In reality, sometimes we need extra money we just can’t wait for. Whether it’s an emergency expense, a once-in-a-lifetime business opportunity or the chance to fund the wedding of your dreams, there’s nothing wrong with going into debt if you have the right reasons.

But taking on debt is a dangerous game no matter how justified, and plenty of people start out with a little just to end up with a lot. It’s a death spiral that’s all too easy to slip into; taking on debt, struggling to keep up with expenses and falling even deeper into debt to keep up. That’s why it’s so important to choose the right debt vehicle.


Mastercard: Standard, World, World Elite

The Basics

Mastercard provides its cardholders the list of valuable services, perks and benefits. These perks and benefits are determined by the type of Mastercard credit card you have. As today, Mastercard issues three types of cards: Standard Mastercard, World Mastercard, World Elite Mastercard. Standard Mastercard is a most usual offer; World Elite Mastercard is in a way improved World Mastercard, that provides additional benefits to its holders.