No Foreign Transaction Fee Credit Cards

Forcredit andmonthly spendings

A no foreign transaction fee credit card is geared to make purchases abroad - while shopping online or travelling. With such card, you save on transaction fees and earn rewards at the same time. Our tool calculates how much rewards you may earn with different cards based on their signup bonuses and your monthly spendings in different purchase categories. Compare the best offers available to you, pick the right card and apply right away.

Barclaycard Arrival Plus™ World Elite MasterCard® photo
Barclaycard Arrival Plus™ World Elite MasterCard®
No foreign transaction fee
Apply NowOn Barclaycard bank's secure website
Rewards Rate
Annual fee
Estimated bonus
Savings over 3yrs
2.1%
Miles per $1 on all purchases per $ spent
$89
waived first year
$525
50,000 miles
$1,859
We estimate as
  • Card Details
  • Get 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit.
  • Redeem your miles for travel statement credits starting at 10,000 for $100 toward all or a portion of your travel purchase of $100 or more made within the past 120 days
  • Earn 2X miles on all purchases.
  • Get 5% miles back to use toward your next redemption every time you redeem.
  • Enjoy a 0% introductory APR for 12 months for each balance transfer made within 45 days of account opening.
  • To qualify for participation in the Rewards Program Your Account cannot have been inactive for 6 billing cycles in a row (representing approximately 6 months). “Inactive” means you have no balance, no payments, and no transactions.
  • No foreign transaction fees on anything you buy while in another country.
  • Travel accident and trip cancellation insurance.
  • $0 fraud liability protection means you're not responsible for unauthorized charges you report to bank.
  • MasterCard World Elite concierge and luxury travel benefits.
  • Pros
  • Generous sign-up bonus
  • Earn 2 miles per dollar on all purchases
  • Get 5% miles back every time you redeem
  • 0% APR for 12 months balance transfers offer
  • No foreign transaction fee
  • Cons
  • Annual fee of $89
The Discover it® Secured Credit Card photo
The Discover it® Secured Credit Card
No foreign transaction fee
Apply NowOn Discover bank's secure website
Rewards Rate
Annual fee
Estimated bonus
Savings over 3yrs
1%
+ up to 2% restricted
$0
$288
$1,152
We estimate as
  • Card Details
  • It's a real credit card, not a prepaid or debit card Using your secured credit card will build a credit history with the three major credit bureaus.
  • 1% cash back on every purchase. 2% cash back at restaurants or gas stations on up to $1,000 in combined purchases each quarter.
  • Your secured card requires a refundable security deposit. You choose your deposit amount (minimum $200) when you apply.
  • Discover will review your credit card account monthly starting at seven months, to see if it's possible to return your security.
  • Discover will automatically match all the cash back you've earned at the end of your first year on your credit card— only for new cardmembers.
  • No annual fee.
  • 23.24% standard variable purchase APR.
  • Get your FICO ® Credit Score for free on monthly statements, on Discover mobile app or when you log in to your online account.
  • Paying late won't raise your APR.
  • No late fee for your first late payment.
  • Pros
  • Leading rewards rate for secured cards
  • No annual fee
  • Paying late won't raise your APR.
  • Free credit score
  • Cons
  • Need credit check

Our Take

We consider the Discover it® Secured Credit Card the most favorable option for people with no credit history. Unlike other secured credit cards, this one has a cash back rewards program, the opportunity to graduate to an unsecured card, and a $0 annual fee. Take your chance to build your credit from scratch with Discover Bank.

Discover it® Card photo
Discover it® Card
No foreign transaction fee
Apply NowOn Discover bank's secure website
Rewards Rate
Annual fee
Estimated bonus
Savings over 3yrs
1%
unlimited cash back
$0
$219
$876
We estimate as
  • Card Details
  • No annual fee.
  • Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com, Sam's Club and more on up to $1,500 in purchases every quarter you activate.
  • 1% cash back or more on all other purchases.
  • Discover automatically matches all the cash back you earn dollar for dollar at the end of your first year. Only for new cardmembers.
  • Redeem your rewards for cash in any amount, any time. Your cash back never expires.
  • Paying late won't raise your APR. No late fee for your first late payment.
  • Freeze your account in seconds with an on/off switch on either the mobile app or website to prevent new purchases.
  • Pros
  • 0% Intro APR for 12 months on purchases and balance transfers
  • No annual fee
  • Cons
  • 3% fee for each balance transfer
  • No sign-up bonus