Balance Transfer

Estimate savings Forcredit andbalance

A balance transfer credit card offers a lower or even zero APR for your credit card debt. We help you estimate how much you may save with each offer based on the amount of your debt and your credit score. Compare your savings and pick the best card to move your debt to.

BankAmericard® Credit Card photo
BankAmericard® Credit Card
No annual fee0% APR on purchases
Apply NowOn Bank of Amerika bank's secure website
Ongoing APR
Transfer Fee
Balance Transfer Intro APR
We estimate savings as
12.99-22.99%
Variable
3%
0%
for 15 Balance transfer intro apr duration mos
$141.71
  • Card Details
  • No Annual Fee.
  • Intro 0% APR for your first 15 billing cycles for purchases and for any balance transfers made within 60 days of opening your account.
  • $0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future balance transfers is 3% (min. $10).
  • No Penalty APR.
  • Enjoy Security & Benefits: Online Shopping Security, Overdraft Protection, Digital Wallet Technology and more.
  • Free monthly access to FICO® Score.
  • Pros
  • No Annual Fee
  • Intro 0% APR for your first 15 billing cycles
  • No Penalty APR
  • Security & Benefits
  • Cons
Barnes & Noble Mastercard® from Barclaycard photo
Barnes & Noble Mastercard® from Barclaycard
No annual fee
Apply NowOn Barclaycard bank's secure website
Ongoing APR
Transfer Fee
Balance Transfer Intro APR
We estimate savings as
14.99,25.99%
Variable
3%
0%
for 15 Balance transfer intro apr duration mos
$141.71
  • Card Details
  • Earn a $25 Barnes & Noble Gift Card after your first purchase.
  • Get 5% back on all Barnes & Noble purchases when you use your card at any Barnes & Noble store or online at bn.com.
  • Earn 2x points for every $1 spent at restaurants (excluding Barnes & Noble Café purchases).
  • Plus, earn 1x points for every $1 spent on all other purchases (excluding Barnes & Noble purchases). Terms Apply.
  • No Annual Fee.
  • Automatically receive a $25 Barnes & Noble Gift Card every time you earn 2,500 points.
  • Earn 12 months of Barnes & Noble Membership after spending $7,500/year on eligible purchases.
  • Free online FICO® Credit Score access.
  • $0 Fraud Liability protection.
  • 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, 14.74% or 25.74%, based on your creditworthiness, Variable.
  • Pros
  • No Annual Fee
  • High rate of rewards
  • Sign-up bonus
  • 0% intro APR for 15 months on balance transfers
  • Security & Benefits
  • Cons
  • Has interest charges
Carnival™ World MasterCard® from Barclaycard photo
Carnival™ World MasterCard® from Barclaycard
No annual feeTravel points
Apply NowOn Barclaycard bank's secure website
Ongoing APR
Transfer Fee
Balance Transfer Intro APR
We estimate savings as
14.99,19.99,24.99%
Variable
3%
0%
for 15 Balance transfer intro apr duration mos
$141.71
  • Card Details
  • Earn 10,000 bonus “Funpoints” after you use your card for the first time — that's enough to redeem for a credit of up to $100 toward your next cruise purchase on Carnival and the World's Leading Cruise Lines.
  • Earn 2 “FunPoints” per $1 spent on all Carnival Cruise Lines purchases including onboard purchases charged to Sail & Sign®.
  • Plus, earn 1 “FunPoint” per $1 spent on purchases everywhere else. Terms Apply.
  • No Annual Fee.
  • No Foreign Transaction Fees.
  • Chip card technology.
  • Protection against unauthorized use of card.
  • Enjoy personal assistance via telephone, including recommendations and reservations for dining, travel, hotels, entertainment and more.
  • 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, 14.74%, 19.74% or 24.74%, based on your creditworthiness, Variable.
  • Pros
  • No Annual Fee
  • No Foreign Transaction Fees
  • Sign-up bonus
  • High rewards rate
  • 0% intro APR for 15 months on balance transfers
  • Cons
Holland America Line Rewards Visa® from Barclaycard photo
Holland America Line Rewards Visa® from Barclaycard
No annual feeTravel points
Apply NowOn Barclaycard bank's secure website
Ongoing APR
Transfer Fee
Balance Transfer Intro APR
We estimate savings as
14.99,19.99,24.99%
Variable
3%
0%
for 15 Balance transfer intro apr duration mos
$141.71
  • Card Details
  • 2X points per $1 spent on all Holland America purchases including onboard purchases.
  • Plus 1X point for every $1 spent on all other purchases everywhere Visa is accepted. Terms Apply.
  • No Foreign transaction fees.
  • No Annual Fee.
  • Earn 5,000 points after first purchase enough to redeem for a $50 onboard credit.
  • Redeem points for discounts toward Holland America Cruises when you use your Holland America Visa to book the cruise.
  • Also, redeem points for onboard amenities and credits, along with gift cards and merchandise.
  • $0 Fraud Liability protection.
  • Use points for statement credits toward airfare.
  • 0% Intro APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening. Terms Apply.
  • Pros
  • Sign-up bonus
  • No Foreign transaction fees
  • High rewards rate
  • No Annual Fee
  • 0% Intro APR for the first 15 billing cycles following each balance transfer
  • Cons
Princess Cruises Rewards Visa® from Barclaycard photo
Princess Cruises Rewards Visa® from Barclaycard
No annual feeTravel points
Apply NowOn Barclaycard bank's secure website
Ongoing APR
Transfer Fee
Balance Transfer Intro APR
We estimate savings as
14.99,19.99,24.99%
Variable
3%
0%
for 15 Balance transfer intro apr duration mos
$141.71
  • Card Details
  • Earn 5,000 bonus points after you make your first purchase.
  • 2X points on Princess purchases, and 1X points on all other purchases. Terms Apply.
  • No Annual Fee.
  • No Foreign transaction fees.
  • Redeem points for cruise rewards, onboard credits, special on board amenities and discounted air fare.
  • Free online access to FICO® Credit Score.
  • Receive alerts when we learn that your score changes.
  • $0 Fraud Liability protection.
  • Chip card technology.
  • Access to future credit line increase reviews.
  • Pros
  • Sign-up bonus
  • High rate of rewards
  • No Annual Fee
  • No Foreign transaction fees
  • Cons