Our take

The Citi® / AAdvantage® Executive World Elite™ Mastercard® is a co-branded credit card which makes it quite specific one. From one side, it has a high annual fee and benefits targeted to the very specific group of customers. From another side, if you belong to this group - American Airlines frequent fliers striving for comfort and flight benefits - this card will become your ultimate travel helper and is number one to apply.

Details
  • Earn 50,000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases within the first 3 months of account opening.
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases.
  • Admirals Club® membership for you and guests with you.
  • No Foreign Transaction Fees.
  • You will earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year.
  • First Checked Bag Free.
  • Receive a 25% savings on eligible in–flight purchases on American Airlines flights.
  • Travel & Purchase protection.
  • Citi® Cards with Apple Pay®.
Pros
Sign-up bonus
Double Miles on American Airlines Purchases
No Foreign Transaction Fees
First Checked Bag Free
Admirals Club® Membership
Cons
Needs excellent credit
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$700
Earn 50,000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases within the first 3 months of account opening.
American Airlines AAdvantage® bonus miles not available if you have had any Citi® / AAdvantage® card (other than a CitiBusiness® / AAdvantage card) opened or closed in the past 24 months.
Rewards
Airline
2 miles / $1
Other
1 miles / $1
Balance transfer offer
Balance transfer regular apr
16.74-24.74%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
$16.74-24.74
variable
Cash advance apr
26.24%
variable
Regular annual fee
$450
Cash advance fee
5%
min $10
Foreign transaction fee
0%
Late payment fee
up to $35
Return payment fee
up to $35
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