Details
  • Earn 15,000 bonus ThankYou® Points after you spend $1,000 in purchases within the first 3 months of account opening.
  • 15,000 points are redeemable for $150 in gift cards, electronics and other great rewards when redeemed from the ThankYou® Rewards collection.
  • Earn 2 ThankYou® Points per $1 spent on dining out and entertainment, and 1 ThankYou® Point per $1 spent on all other purchases.
  • Unlimited ThankYou® Points with no expiration.
  • 0% Intro APR for 12 months on balance transfers and purchases.
  • No Annual Fee.
  • Travel & Purchase protection.
Pros
Sign-up bonus
No Annual Fee
0% Intro APR for 12 months on balance transfers and purchases
Cons
Needs excellent credit
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$150
Earn 15,000 bonus ThankYou® Points after you spend $1,000 in purchases within the first 3 months of account opening.
Bonus ThankYou Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months.
Rewards
Dinning
2 points / $1
Other
1 points / $1
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
12 months
Balance transfer regular apr
14.49-24.49%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
$14.49-24.49
variable
Cash advance apr
26.24%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Foreign transaction fee
3%
Late payment fee
up to $35
Return payment fee
up to $35
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