Our take

The Citi® ThankYou® Premier card shines at its rewards for travel purchases and redemption offer for exchange of reward points for airfare. If you are a frequent traveller, you spend a lot on entertainment and dining out, and you prefer to redeem reward points on travel, the Citi® ThankYou® Premier card is definitely worth to apply.

Details
  • Earn 30,000 bonus ThankYou® Points after you spend $3,000 in purchases within the first 3 months of account opening.
  • 30,000 points are redeemable for $375 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or gift cards redeemed from the ThankYou® Rewards collection.
  • 3 ThankYou Points per $1 spent on travel including gas stations, airfare, hotels, cruises, car rental agencies, travel agencies, railways, public transportation, tolls, taxis, parking and much more.
  • 2 ThankYou Points per $1 spent on dining out and entertainment.
  • 1 ThankYou Point on all other purchases. Terms Apply.
  • No expiration and no limit on the number of points you can earn.
  • Points Transfer allows you to transfer your qualifying and available ThankYou® Points to participating airline and hotel loyalty programs.
  • $0 annual fee for the first 12 months, thereafter $95.
  • No foreign transaction fees on purchases.
  • Travel & Purchase protection.
Pros
Sign-up bonus
High rate of rewards
No foreign transaction fees
Travel & Purchase protection
Cons
Needs excellent credit
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$375
Earn 30,000 bonus ThankYou® Points after you spend $3,000 in purchases within the first 3 months of account opening.
Bonus ThankYou® Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months.
Rewards
Gas
3 points / $1
Airline
3 points / $1
Travel
3 points / $1
Dinning
2 points / $1
Other
1 points / $1
Balance transfer offer
Balance transfer regular apr
15.49-24.49%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
$15.49-24.49
variable
Cash advance apr
26.24%
variable
Regular annual fee
$95
Cash advance fee
5%
min $10
Foreign transaction fee
0%
Late payment fee
up to $35
Return payment fee
up to $35
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